To apply for PM Vishwakarma Scheme, you need to complete your registration through a Common Service Centre (CSC). The CSC operator will help you to apply on the official PM Vishwakarma portal pmvishwakarma.gov.in. Take your Aadhaar card, mobile number and bank details with you. Once you successfully get approved, you can then use the official website to verify your details and also download PM Vishwakarma certificate & ID Card.
In this guide, we will be discussing everything from PM Vishwakarma registration process, who can apply, required documents, Scheme Benefits, Certificate Download, and Loan Details.
Overview
PM Vishwakarma is a Central Government scheme for traditional workers who use their hands and tools. It helps them improve their skills, get training, receive a toolkit and get loans to grow their work.
The scheme covers 18 traditional trades, that includes carpenters, blacksmiths, goldsmiths, potters, tailors and cobblers. Eligible applicants can also get a PM Vishwakarma certificate and ID card after completing the required registration process.
How to Apply for PM Vishwakarma Scheme
To register for PM Vishwakarma scheme, visit CSC center will all required documents. Take your Aadhaar card, mobile number, bank account details and ration card with you. If you do not have a ration card, have to provide Aadhaar details of your family members.
Steps to Register
- Visit your nearest CSC with the required documents.
- The CSC operator will start your registration on the PM Vishwakarma portal.
- Verify your mobile number and complete the Aadhaar fingerprint verification.
- Provide your personal, family, trade and bank account details.
- Tell the operator if you want to apply for a loan or marketing support.
- Submit the application and keep note your application number.
- Your application will then go through the required verification process.
The application is checked at different levels, including the local body, District Committee and Screening Committee. After all required checks are completed and your application is approved, you become a registered PM Vishwakarma beneficiary.
Registration is free. Do not pay anyone for registering under the scheme.
Is PM Vishwakarma Registration Still Open?
As per the government notification registraion open until 2027-28. If you want to apply, visit your nearest CSC center for new application.
Who Can Apply for PM Vishwakarma?
Applicant must meet these conditions to apply for PM Vishwakarma scheme online:
- Must be 18 years or older.
- Work with your hands and tools in one of the 18 trades covered by the scheme.
- Not employed by someone else.
- Have not taken a loan under a another government self-employment or business scheme in the last 5 years. If applied for MUDRA or PM Svanidhi loan and have fully repaid it, still can apply.
- Only one person from a family can register. For this scheme, a family means the husband, wife and unmarried children.
- Not for government employees.
18 Trades Covered Under the Scheme
The scheme covers these trades:
Carpenter, boat maker, armourer, blacksmith (lohar), metalsmith, hammer and tool kit maker, locksmith, goldsmith, potter, sculptor and stone breaker, cobbler or footwear artisan, mason, basket/mat/broom maker and coir weaver, doll and toy maker, barber, garland maker, washerman, tailor, and fishing net maker.
Benefits
PM Vishwakarma Scheme provides financial and other support to traditional artisans and workers. The main benefits include:
- Certificate and ID Card: Registered beneficiaries get a PM Vishwakarma certificate and ID card.
- Skill Training: The scheme provides basic and advanced training to improve work skills.
- Toolkit Incentive: A toolkit incentive of up to ₹15,000 is provided to help artisans buy better tools.
- Loan Support: Collateral free loans of up to ₹3 lakh are provided in two stages to support business growth.
- Interest Support: The scheme provides an interest subsidy to reduce the cost of the loan.
- Marketing Support: Artisans receive support to promote and sell their products in wider markets.
How to Download PM Vishwakarma Certificate
You do not apply for the certificate separately. It will issue after your application got approved.
To download it:
- Go to pmvishwakarma.gov.in and click Login.
- Choose the applicant or beneficiary login.
- Enter the mobile number you gave at the CSC, then the OTP that arrives on it.
- Open your dashboard and download the certificate and the ID card.
Keep both papers safe. Banks may ask for them when you apply for the loan.
PM Vishwakarma Loan: Amount, Interest and How to Get It
Under this scheme you will get to two loans, one after the other. Both have no collateral and a fixed 5% interest rate. The government pays the extra 8% interest for you.
| First loan | Second loan | |
|---|---|---|
| Amount | Up to ₹1 lakh | Up to ₹2 lakh |
| Repay within | 18 months | 30 months |
| When you can get it | After basic training | After you repay the first loan on time and either use digital payments in your work or finish advanced training |
Approved PM Vishwakarma registration does not guarantee a loan. Banks make the final decision. By 15 September 2026, about 6.19 lakh loans, worth around ₹5,316 crore, had been approved, against 30 lakh registrations. Banks may ask for your Aadhaar, mobile number, proof of your trade, and your PM Vishwakarma certificate and ID card. The list differs from bank to bank, so check with your branch before you go.
PM Vishwakarma Helpdesk
PM Vishwakarma official helplines are 1800 267 7777 and 17923. Use only the official portal, pmvishwakarma.gov.in. Beware any website or agent that promises instant registration or asks for a fee.
FAQs
No. Registration done by CSC, with a fingerprint check. You can log in on the portal yourself only after you are registered.
No. The ₹15,000 is a toolkit e-voucher for buying tools. Tailors, for example, can use it on tools for their trade.
No mentioned officialy, the scheme is planned until 2027-28, must check with your CSC.
Application status can be checked through the official PM Vishwakarma portal. Applicants can also visit their nearest CSC to check their application status.