Post Office Gram Suraksha Yojana 2022 – Deposit 1500 to get 35 lakh Rs.

If you also want to get better returns with a safe investment, then you can invest under this post office gram suraksha scheme.

Under this scheme, you can earn good profits without any risk. Even, you can earn big money by investing in small amount.

We are going to tell you all the important information related to the this Gram Suraksha Scheme through this article.

What is Post Office Gram Suraksha Yojana

In order to give good profits to the customers in less money, this scheme has been taken out in the post office named Post Office Gram Suraksha Yojana. Under this scheme, you can earn 35 lakh rupees in a short time by depositing rs. 50 per day i.e. 1500 rupees in a month.

If the investment is made by the customer under this scheme, then in the coming time he can benefit from 31 to 35 lakh rupees. Apart from this, you will also get the benefit of life insurance through the post office.

If you buy this policy, then your chances of getting a loan from the post office also increase. However, the customer can also apply for loan on completion of 4 years after purchasing the policy. If you also want to take advantage of this scheme, then you can apply under this post.

Benefits and Features of Gram Suraksha Yojana

1. You can pay the premium of Gram Suraksha Yojana every month, quarter, half yearly, annually.
2. If you invest under the scheme, you can get the minimum sum insured from ₹ 10000 to ₹ 1000000.
3. Loan can also be given to the customer under the scheme.
4. Under this scheme, the customer will also get the benefit of life insurance protection policy.
5. After taking this scheme, the customer can also surrender after 3 years.

Eligibility Criteria for this Post Office Scheme

• Applicant must be a citizen of India.
• The age of the beneficiary should be between 19 to 55 years.
• The applicant should not have any loan to avail the benefits of the scheme.
• There should not be any official case against the applicant.

Documents Required:

• To apply, the applicant must have aadhar card.
• Applicant must have an account with the post office.
• Passport size photograph.
• PAN card

How applicant will get benefit under Post Office Gram Suraksha Yojana

If the subscriber invests in this scheme at the age of 19 years and buys a policy of Rs 10 lakh, he will get monthly premium payment of Rs 1515 for 55 years, Rs 1463 for 58 years, and Rs 1411 for 60 years Will happen.

In such a situation, a applicant can get a maturity benefit of Rs 31.60 lakh at the age of 55 years, Rs 33.40 lakh at the age of 58 and Rs 34.60 lakh at the age of 60 years.

The customer will also get a 30-day grace period for this premium payment. In such a situation, this scheme can prove to be very helpful in the old age of the customer.

Under this scheme, this amount will be given to the customer on attaining the age of 80 years. If the subscriber dies due to any reason, this amount will be handed over to the legal nominee of the subscriber.

How to Apply for Gram Suraksha Yojana

To enroll in this Gram Suraksha Yojana, visit nearest post office with all required documents.

The official portal postallifeinsurance.gov.in also launched very soon, then users may apply online for this PO gram suraksha scheme.

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Activate Post Office Internet Banking
Check Sukanya Samriddhi Balance in Post Office
Apply for E Shram Mandhan Pension

FAQs on Post Office Scheme

What is the Help Line number of this scheme?
Complete information about this scheme can be contacted on this helpline number – 1800 180 5232 / 155 232

Can I get a loan from under Gram Suraksha scheme?
Yes, the Post Office can provide a loan for you after 48 months of enrollment.

Can I apply for this post office scheme for my children?
Yes, But your child age must be above of 19 years.